Financial Policy

My goal is to make psychotherapy helpful and affordable, basing the frequency and duration of your therapy sessions on what you and I decide is most effective for you.

Insurance and HMOs

Psychotherapy may be covered in full or in part by your health insurance company.

If you are a member of an HMO, it is a good idea to check to see if you have “out-of-network” or “point of service” benefits, or if your primary care provider can give you a referral to me for psychotherapy. (Referrals are not usually given for “hypnosis” but for the problem hypnosis is used to treat, such as for anxiety.) You can check on your mental health coverage by calling the customer service number on your insurance card and asking:

  • Do I have benefits for out-patient psychotherapy? If so, is there a co-pay? How much is it?

  • Is there a deductible? How much is it? When does it start, and have I met it yet?

  • Is there a specific number of visits covered or an allowed dollar amount for treating a mental health issue?

  • Is an out-of-network psychologist covered? Do I have “point of service” coverage or do I have to choose from the HMO’s list of providers?

  • Is a prior authorization for psychotherapy required?

Insurance companies which pay for my services:

  • Alliance

All other insurance companies will cover my services if you have “out of network” or “point of service” benefits. These include:

  • Behavioral Health Systems

  • Humana

  • Blue Cross/Blue Shield

  • SHIP

  • United

  • Cigna

  • Coventry

  • Value Options

  • Wausau

  • HMO: Out of Network or Point of Service

Rates

Individual and Couples Therapy        

           50 minutes         $180

           60 minutes         $216

Hypnotherapy – 2 Sessions Required                              

          50 minutes each          $360 Total

Late Cancellation (Less than 24 Hours): $100

Missed Appointment Without Notification: $100

Other Charges

Virtual Therapy: rates are the same as in-office visits.

Individual Psychotherapy by Phone: Same rates apply as therapy in office. However, phone sessions cannot be billed to insurance companies so they must be paid by client. 

A pro-rated charge may be applied for other services, such as for consultations with third parties (e.g., with attorneys or physicians). Brief telephone calls (up to 10 minutes) are not billed, nor are emails for administrative purposes such as scheduling appointments. Longer telephone call or emails may be billed at the base rate.

Payment

Self-payments and co-payments may be made with cash, check or credit card. These payments are appreciated at the time of service. As a courtesy to you our billing manager, Renee, sends claims to your insurance company bi-weekly and personal bills to you monthly.

Questions?

Please call (608) 274-7221) or email me anytime.

For Billing-Related Questions:  Please contact Renee, our Billing Manager and Receptionist: (608) 663-5926 or by email.